재무지식이 은퇴준비에 미치는 영향: 주관적 재무지식과 객관적 재무지식

초록

The study is to find out which financial knowledge is more important for understanding retirement preparation between the subjective one and the objective one. we investigated the relation between both financial knowledge, and relative impacts on retirement preparation. In order to do this, A survey was conducted on 591 people who were between 26 and 65 years old. As a results, firstly, there was the positive correlation between subjective financial knowledge and objective financial knowledge. Second, it was revealed that both financial knowledge have a positive influence on retirement preparation, independently. Third, the result of multiple linear regression and ANOVA showed that only subjective financial knowledge, not objective one, had significant impacts on the retirement preparation. finally, we concluded that subjective financial knowledge is more important factor than objective financial knowledge for the retirement preparation.

키워드